Chapter 7 Bankruptcy

Chapter 7 bankruptcy is also known as a “liquidation”.  It will stop garnishments or lawsuits and will discharge any unsecured debts, such as credit cards, repossessions, cash advances, payday loans, unsecured loans, medical bills or collections.  It can even help you discharge tax debt in certain circumstances.  A bankruptcy can also be used to surrender (give back) a house or car to a lender.

In order to qualify for a personal Chapter 7 bankruptcy, you will need to be under the State Median Income for your household size and have a limited amount of property.  Most people don’t lose any personal items or property when they file a bankruptcy case, but make sure to meet with your bankruptcy attorney and discuss all of your assets and debts to decide how to best proceed. Read more about how a Chapter 7 can help you here!

To discuss your bankruptcy options with a free bankruptcy consultation, please call 269-381-4471

“We are a debt-relief agency. We help people file for bankruptcy relief under the Bankruptcy Code”.


121 W Cedar Street

Kalamazoo, MI 49007

All information provided on this site should not be construed as legal advice.   Always meet with an attorney to find out your legal options.

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